It seems like everyone I know has been emailing me asking for money for his or her Kickstarter projects, charity endeavors or business startups. I want to help, but I also have a hefty Visa balance to pay off. So I asked an expert what a polite, caring gal like me (and good people like you) should do.

For the last year, many of my Facebook friends posted status updates urging people to donate money to fund their projects or business startups through Kickstarter, an online platform to raise funds.

You’ve probably seen the same requests appear on your wall. Kickstarter works — people have pledged over $750 million to various Kickstarter campaigns. (далее…)